Cet article a pour but de vous sensibiliser aux réalités du microcrédit.

C'est après avoir lu le livre "Vers un monde sans pauvreté" que j'ai découvert le modèle du microcrédit. Cela a été une forte source d'inspiration pour définir un modèle de gestion de projets de communication dite "Libre".

Je vous livre ci-dessous le résultat d'une petite étude faites par mes amis membres de divers réseaux d'entrepreneurs sociaux (Cff. Pioneersofchange).

A noter que les 2 oranisatin squi ont modélisé le mieux le microcrédit sont Grameenet Sewa

Il s'agit d'une mini-étude sur le Micro-crédit, en anglais.



Monica Mazzer <barromo@hotmail.com>

I worked for a micro-credit project in the Brazilian Amazon during the first semester of this year, and although it is still at quite an early stage, it is a very promising initiative. The project was started thanks to a donation from Kellogg Foundation to the NGO I was working for (it is called Projeto Saude e Alegria, or Health and Happiness Project - http://www.saudeealegria.org.br), and its main target are young entrepreneurs from the rural river communities the NGO works with. The micro-credit project is just one among many other community development related projects the NGO runs.
Since I haven't been there anymore since the end of July, I can't tell you exactly how the project is going, but the guy who's co-ordinating it now speaks English and can give you all the information you would need to pass to the Dutch company. His name is Leandro Pinheiro, and his e-mail address is lepinheiro@uol.com.br. You can mention my name when contacting him.



Théo_Bondolfi <move@cooperation.net>


www.planetefinance.org is the only Microfinance Institution rating NGO
They are about 14'000 officially registered Microfinance institute world-wide, within 1 is Grameen (original one)
Rating is essential for Microcredit, otherwise there is no control
Pr. Yunus is member of Planetefinance board
Just visit their website



Melanie Beauvy <melaniebeauvy@yahoo.com>

In Bolivia, you have CRECER. What is good with them is that they have a component education on top of the microcredit program. The program is called Credit With Education. The monitoring system is good and they are big enough to have been rated.
For more countries adopting this approach, you can go to the website of Freedom From Hunger, organization that originally created the model Credit with Education.



Christel Scholten <christel.scholten@gmx.net>

Banco Real (affiliate of ABN AMRO in Brazil), which has set up a microcredit service company, Realcredito, to provide credit to very small businesses in a favela in Sao Paulo. I have a few profiles of the people who have borrowed money. If you are interested, let me know.



Thomas Tchetmi <ttchetmi@yahoo.fr>

There is a website of The Microcredit Summit +5 held on November 10-13, 2002
www.microcreditsummit.org/plus5



Luciana Lanzoni <LFLanzoni@aol.com>

There´s the microcredit in Costa Rica...which is for people with phisycal disabilities or mothers (or people that take care of) people with disabilities. The name of the project is Fondo Rotatorio de Prestamos. They have meetings every month to decide who of the applicants can get the credit...they give follow up on the businesses every month and the could keep contact with the funders telling them how the project is doing. The project has being working since 1982 and the Bank Popular de CR is the one that takes care of the administration of the money.



christian garces <christiangarces@hotmail.com>

There is a bank in Colombia which gives microcredits to women, this is their contact information:
Banco Mundial de la Mujer Colombia
Director Ejecutivo: Dr. Nestor Raúl Plata (nplata@fwwbcol.org)
Gerente de Mercadeo: Dr. Fernando Alban (falban@fwwbcol.org)
Teléfono: 6615699
Dirección: Calle 16N Nro. 4N-83
No WEB